Financial Options

We have several financial policy options available to make the financing of your dental care comfortable. These financial options will also allow us to focus on providing quality, individualized care while maintaining reasonable fees. We have found that our patients appreciate knowing what financial responsibilities they will incur before treatment is started. We will do our very best to work out a financial solution to your particular situation. 



Cash or Check Policy

Payment in full is expected at the time of treatment. When this is not possible, financial arrangements must be made prior to treatment. 

On services over $500, a 5% accounting reduction will be given when services are paid for in full by cash or check at the time of treatment


 Credit Cards

  

We accept major credit cards as well as DEBIT/ATM. This option allows you to complete treatment while being able to budget your payments comfortably.


 Dental Insurance on Assignment

We accept most PPO insurances. We will file your insurance at no charge as a service to you and will do our very best to maximize your benefits. Most insurance companies will not cover 100% of all dental expenses. Your estimated portion of the fee is not covered by insurance will be due at the time treatment is performed. Dental insurance is a contract between the patient and the insurance carrier and not between the insurance carrier and the dentist. The patient is ultimately responsible for the cost of the treatment. If your insurance does not pay within the 60 days we ask for payment in full from the patient. 

All services rendered are the patients responsibility. As a courtesy to our valued patients, our team will be happy to assist in filing your dental claim on your behalf. 


Extended Payment Financing

As a service to our patients, we are pleased to accept the CitiHealth card and CareCredit cards, two of the nation's leading patient payment programs. With CitiHealth and CareCredit you can finance 100% of your dental care and there are no upfront costs, no annual fees, and no pre-payment penalties. So, you can begin your treatment today and conveniently pay with low, monthly payments.

Both of these payment programs offer a full range of payment plans so you can find one that works best for you. With the popular No Interest Payment Plans* there are no interest charges if you pay your balance in full within the specified time period.  For procedure fees $500 and up, Robert O. Valdez, D.D.S. offers 6 and 12 month plan options with low monthly payments available.

CitiHealth and CareCredit can be used by the whole family for ongoing treatment without having to reapply. And by using these cards for your dental care, you can save your other credit cards for household or unplanned expenses. It only takes a few minutes to apply, and you'll receive an online decision in seconds! Apply now or give our staff a call for more details.

If you prefer, you may also apply over the phone by calling;

CitiHealth Card: (866)-832-8762

CareCredit Card: (877)-559-5050

To Apply:

 Simply click on your choice of buttons below.

 

   


 

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